You will need your Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to your name. If your application will include a co-applicant, your co-applicant will also need to supply this information.
Manage Your Money with Convenience and Security
With Choice Checking, bank the way you want with mobile and online banking services. Your phone is now a digital wallet, allowing you to pay for everything from groceries to coffee to monthly bills with only a tap.
- Earns interest (see rates)
$0 or $8
Choice Checking Account Features
Choice Checking Account Features
- No opening deposit required when opening account online4
- Online Banking with Bill Pay5
- Mobile Banking with Mobile Deposits
- Free email and text alerts6
- Free eStatements
- Debit card7
- Digital wallet options
- Ability to send money through Zelle®8
- Unlimited Check Writing
- Wealth Consultation
- No ATM transaction fees when using any SouthState ATM
- 24/7 ATM Debit Card Fraud Monitoring
- Overdraft protection options
Get Started in the Right Direction with Checking
Added Benefits for Those 55+
All the benefits of Choice Checking along with added ones just for you:
- Free Wallet Checks or $10 discount on another style2
- 20% Annual Discount on Safe Deposit Box
- Free Cashiers Checks
Get Started in the Right Direction with Checking
Added Benefits for Those 55+
All the benefits of Choice Checking along with added ones just for you:
- Free Wallet Checks or $10 discount on another style2
- 20% Annual Discount on Safe Deposit Box
- Free Cashiers Checks
Mobile and Online Banking
Powerful features to help you bank from your computer, tablet or smartphone.
- Manage your Accounts
- Pay Bills Online
- Transfer Money with Zelle2
- Set Up Account Alerts
- Mobile Deposit Checks
- Instant Balance
- Face ID/Fingerprint Sign On
- Budget & Track Goals
- View eStatements
Questions About Opening Your Account Online?
Get Started
Get Started
Important Legal Disclosures and Information
- $8 monthly maintenance charge if qualifier is not met.
- At least 15 debit card purchases/payments must have posted and cleared the account.
- Direct deposits may include incoming transfers from a non South State Bank account (ACH) or payroll. Excludes wire transfers.
- $25 minimum opening deposit required to open account in a branch.
- Internet service provider fees may apply. You must be age 18 or older to access Bill Pay.
- Internet service provider and/or message data rates may apply.
- Debit card fees may apply. See your banker for applicable fees.
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Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. - We will credit your account the foreign ATM fees incurred for up to 3 ATM transactions conducted at any non-SouthState ATM per statement cycle. Other fees charged by the ATM provider may apply.
- If you are enrolled in Overdraft Sweep Protection, we will credit your account for any Overdraft Sweep Fees incurred during the statement cycle.
- You may receive one order of SouthState Bank Custom wallet style checks at no charge or a $10 discount on another check style per calendar year. You are responsible for the costs of any additional check orders or other check styles. Check costs vary by check style.
