Competitive Car Loan Rates
The Loan Process
The Loan Process
CHOOSE YOUR NEW RIDE:
You’ve done the easy part of finding your next vehicle. We can help with the rest.
APPLY FOR THE LOAN:
Apply online in a few steps or visit a SouthState branch to begin an application in person. Funds are often available the same day.
SECURE A COMPETITIVE RATE:
Your banker will work to find the best loan option for your budget. After you're approved, you’ll sign paperwork and be ready to ride.
Calculate Your Monthly Payment
Try Our Loan CalculatorGet Started
Get Started
Important Legal Disclosures and Information
- The lowest rate available for a new car is 2.49% Annual Percentage Rate (APR) for a 72 month term. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount of $4,000. Maximum loan amount of $150,000. Example: A 72 month loan for $10,000 at 2.49% fixed APR will have 72 monthly payments of $151.90. Other restrictions may apply. Other rates and terms available and may vary depending on loan amount and creditworthiness. All loans are subject to credit approval.
- The lowest rate available for a new car is 2.99% Annual Percentage Rate (APR) for a 84 month term. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount of $50,000. Maximum loan amount of $150,000. Example: A 84 month loan for $50,000 at 2.99% fixed APR will have 84 monthly payments of $660.49. Other restrictions may apply. Other rates and terms available and may vary depending on loan amount and creditworthiness. All loans are subject to credit approval.
- The lowest rate available for a used car is 2.74% Annual Percentage Rate (APR) for a 72 month term. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount $4,000. Maximum loan amount $150,000. Example: A 72 month loan for $10,000 at 2.74% fixed APR will have 72 monthly payments of $150.79. Eligible model years 2018-2021. Other restrictions may apply. Other rates and terms available for older models and may vary depending on loan amount and creditworthiness. All loans are subject to credit approval.
