AUTO LOANS

Helping You Get on the Road

We make buying a car a little easier with same-day funding and easy online application.

We're Here to Help Put You in the Driver's Seat

At SouthState, we make buying a car a little easier with our personal service, flexible terms, and competitive rates. Once you’ve found the car, truck or SUV of your dreams, whether new or used, we're here to help get you on the road.

Competitive Car Loan Rates

Competitive Car Loan Rates

Rate move left Rate move right
The Loan Process

The Loan Process

CHOOSE YOUR NEW RIDE:
You’ve done the easy part of finding your next vehicle. We can help with the rest.

APPLY FOR THE LOAN:
Apply online in a few steps or visit a SouthState branch to begin an application in person. Funds are often available the same day.

SECURE A COMPETITIVE RATE:
Your banker will work to find the best loan option for your budget. After you're approved, you’ll sign paperwork and be ready to ride.

Icon image for Calculate Your Monthly Payment

Calculate Your Monthly Payment

Try Our Loan Calculator
Get Started

Get Started


Icon for Apply Online in Minutes

Apply Online in Minutes

Apply Now
Icon for Come In and Speak to a Banker

Come In and Speak to a Banker

Find a Branch
Icon for Email Us Your Questions

Email Us Your Questions

Email Us

  1. The lowest rate available for a new car is 2.49% Annual Percentage Rate (APR) for a 72 month term.  Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount of $4,000. Maximum loan amount of $150,000. Example: A 72 month loan for $10,000 at 2.49% fixed APR will have 72 monthly payments of $151.90.  Other restrictions may apply. Other rates and terms available and may vary depending on loan amount and creditworthiness.  All loans are subject to credit approval.
  2. The lowest rate available for a new car is 2.99% Annual Percentage Rate (APR)  for a 84 month term. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount of $50,000. Maximum loan amount of $150,000. Example: A 84 month loan for $50,000 at 2.99% fixed APR will have 84 monthly payments of $660.49.   Other restrictions may apply. Other rates and terms available and may vary depending on loan amount and creditworthiness.  All loans are subject to credit approval.  
  3. The lowest rate available for a used car is  2.74% Annual Percentage Rate (APR)  for a 72 month term. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount $4,000. Maximum loan amount $150,000. Example: A 72 month loan for $10,000 at 2.74% fixed APR will have 72 monthly payments of $150.79.  Eligible model years 2017-2020.  Other restrictions may apply.  Other rates and terms available for older models and may vary depending on loan amount and creditworthiness.   All loans are subject to credit approval.  

Secure Log In

Close mobile menu
Login Error

Your username is valid but has a problem. Please call customer support

Our website uses cookies to ensure your online experience is as informative and relevant as possible. Please review our Privacy Policy to learn more about the information we collect.