LOANS & LINES OF CREDIT

Lending That Opens Up Your Opportunities

Cover unexpected business expenses with revolving lines of credit or start making long-term improvements with a term loan.

Turn Your Equity Into An Opportunity

Use your residential, real-estate property to secure the capital you need for expanding your business.
  • Fast and easy application
  • Convenient access to funds
  • Interest may be tax deductible2

The Flexibility To Manage Your Cash Flow

Flexible:
With a business line of credit you can always have easy access to the funds you need to keep your business running smoothly.

Repay and reuse:
Use the funds for what your business needs now, like seasonal costs, or inventory. Then repay and have access to the funds when you need them.

Overdraft protection :
Your business line of credit can also be used for overdraft protection if the situation arises.

Protection When You Need It

Provides an unsecured credit line for qualified customers to cover unexpected expenses, and provide protection against checking account overdraft.
  • Up to $5,000
  • Access with a SouthState check or debit card
  • Fast and easy application

Turn Your Equity Into An Opportunity

Use your residential, real-estate property to secure the capital you need for expanding your business.
  • Fast and easy application
  • Convenient access to funds
  • Interest may be tax deductible2

The Flexibility To Manage Your Cash Flow

Flexible:
With a business line of credit you can always have easy access to the funds you need to keep your business running smoothly.

Repay and reuse:
Use the funds for what your business needs now, like seasonal costs, or inventory. Then repay and have access to the funds when you need them.

Overdraft protection :
Your business line of credit can also be used for overdraft protection if the situation arises.

Protection When You Need It

Provides an unsecured credit line for qualified customers to cover unexpected expenses, and provide protection against checking account overdraft.
  • Up to $5,000
  • Access with a SouthState check or debit card
  • Fast and easy application

Business Equipment Loans

SouthState equipment loans let you finance multiple pieces of equipment onto one loan, with competitive rates and flexible payment and term options.
Can be used for:
  • Manufacturing and industrial equipment
  • Office equipment
  • Medical and dental equipment
  • Commercial vehicles
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Automobile and Fleet Financing

SouthState can help you get your business on the road with flexible rates and terms for your vehicle financing.
  • Passenger cars and business vehicles
  • Commercial vans and trucks
  • Vehicle customization
 

 

Build For Tomorrow

Our construction loans allow you to borrow what you need, when you need it during the building process. When construction is complete the loan becomes a term loan for permanent financing.
Our Construction Loans Can Be Used For:
  • Real Estate Construction
  • Renovation
  • Financing from Start to Finish
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Which is right for your business, a Business Loan or a Line of Credit?
Icon for Which is right for your business, a Business Loan or a Line of Credit?

Which is right for your business, a Business Loan or a Line of Credit?

Health Savings


Offer Peace of Mind

Help your employees manage the rising cost of healthcare.

Letters of Credit


Support For Our Customers

If vendors or regulating agencies require a Letter of Credit we can offer our assistance.
 

SBA Loans


The Flexibility To Start

Small Business Administration Loans offer longer term financing to help
 your business get started.

  1. All loans are subject to credit approval.
  2. Consult your tax advisor concerning tax deductibility. 

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