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SouthState

South State Bank
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Liquidity Solutions

Optimize Cash Balances

Keep your funds fluid while maximizing your earnings with business CDs and Money Market accounts.

Maximize Your Potential

While you focus on growing your business, we’ll help you manage your cash flow efficiently and earn interest on your balance.

COMMERCIAL ANALYSIS CHECKING
Made for growing businesses with high balances and activity to help maximize your cashflow.
  • Earnings credit rate paid on positive average collected available balances can be used to offset monthly maintenance charges and transaction fees.
COMMERCIAL ANALYSIS PLUS CHECKING
Made for businesses with high balances and activity the helps you maximize your cashflow.
  • Earns interest
  • Earnings credit rate paid on positive average collected available balances can be used to offset monthly maintenance charges and transaction fees.
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SouthState Sweep Accounts

Sweep Accounts

SouthState Sweep Accounts

Keep your funds working for you at all times. Automatically sweep funds to accounts that earn interest or pay down debt.  


Line of Credit Sweep

Links business checking with line of credit and automatically sweeps funds between accounts based on predetermined target balance.  


Business Sweep

For businesses with excess cash, will sweep funds between an operating account and an interest bearing checking account.


Repurchase Account Sweep

For government-affiliated agencies that require collateralization of funds. Earn interest on excess funds until they are needed.    


ZBA Sweep

Enable your organization to automatically transfer funds from a master account to one or more subsidiary accounts, and vice versa.


ICS Sweep

Earn interest on your deposits with the added peace of mind that comes with access to multi-million-dollar FDIC insurance.

Intraday Cash Sweep (ICS)

Keep large deposits safe with access to millions of dollars in FDIC insurance through a single financial relationship at SouthState Bank.

Using ICS, you can:
  • Place excess balances from demand deposit or money market accounts into interest-bearing accounts at other FDIC-insured banks in the network. Because funds are in multiple banks, your business is eligible for FDIC insurance greater than the standard limit for any one bank.
  • Avoid potential drawbacks that come with money market mutual fund alternatives — liquidity gates, liquidity fees, and/or a share price that may fall below $1.00.
  • Maintain daily liquidity for funds placed into demand deposit accounts, or access funds placed into money market deposit accounts up to six times per month.
  • Receive just one monthly statement and earn a single rate on your entire deposit, thereby foregoing the typical headaches of maintaining multiple bank relationships.

Sweep Accounts

SouthState Sweep Accounts

Keep your funds working for you at all times. Automatically sweep funds to accounts that earn interest or pay down debt.  


Line of Credit Sweep

Links business checking with line of credit and automatically sweeps funds between accounts based on predetermined target balance.  


Business Sweep

For businesses with excess cash, will sweep funds between an operating account and an interest bearing checking account.


Repurchase Account Sweep

For government-affiliated agencies that require collateralization of funds. Earn interest on excess funds until they are needed.    


ZBA Sweep

Enable your organization to automatically transfer funds from a master account to one or more subsidiary accounts, and vice versa.


ICS Sweep

Earn interest on your deposits with the added peace of mind that comes with access to multi-million-dollar FDIC insurance.

Intraday Cash Sweep (ICS)

Keep large deposits safe with access to millions of dollars in FDIC insurance through a single financial relationship at SouthState Bank.

Using ICS, you can:
  • Place excess balances from demand deposit or money market accounts into interest-bearing accounts at other FDIC-insured banks in the network. Because funds are in multiple banks, your business is eligible for FDIC insurance greater than the standard limit for any one bank.
  • Avoid potential drawbacks that come with money market mutual fund alternatives — liquidity gates, liquidity fees, and/or a share price that may fall below $1.00.
  • Maintain daily liquidity for funds placed into demand deposit accounts, or access funds placed into money market deposit accounts up to six times per month.
  • Receive just one monthly statement and earn a single rate on your entire deposit, thereby foregoing the typical headaches of maintaining multiple bank relationships.

Credit & Financing

Keep Your Business Moving

Learn More

Payables

Manage Your Cash Flow

Learn More

Risk Management

Keep Your Business Secure

Learn More
We’re Here to Help

We’re Here to Help


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