Commercial Risk Management

Fraud is a growing concern for all small businesses and large corporations, and we want to help you put controls in place that will protect the company you have worked hard to build. SouthState Bank provides the leading method of check and Automated Clearing House (ACH) fraud deterrence available today with online Positive Pay services.
 

• Check Positive Pay

  Using online templates or an uploaded text file, you submit a list of checks you wrote to your payees. The bank will compare the dollar amount and check number of the checks presented for payment against your list of issued checks. Any suspect items are reported to you as exceptions requiring a pay or return decision.
   

• Payee Positive Pay

  Enhance the Check Positive Pay product by also reviewing the payee name on the check for any alterations in addition to the check number and amount fields.
   

• Same Day Positive Pay

  Like Check Positive Pay, Same Day Positive Pay uses a unique routing number to report suspect items to you for a pay or return decision before the check posts to your account. This helps prevent fraudulent check activity from impacting account balances and facilitates account reconciliation.
   

• ACH Positive Pay

  Using specific ACH business rules, you can fine tune the transactions you allow to process against your accounts by specifying which business partners, SEC codes and/or amounts are authorize