CHECKING

Checking Options Perfectly Suited To Your Lifestyle

We offer a number of different checking accounts. Choose the one that best fits your needs.

Most Popular

SouthState Checking


Free of monthly maintenance fees with eStatements.

Earns Interest

Choice Checking


Earn interest and have convenient access when you need it.

Premium

Gold Checking


A high value account with expanded benefits and premium interest.

Age 62+

Classic Checking


Benefits designed for the 62+ customer.

For Students

Student Checking


Go back to school with a simple account for those aged 13-22.2

Compare All Accounts

View Now
Need Help Finding the Right Checking Account?
Icon for Need Help Finding the Right Checking Account?

Need Help Finding the Right Checking Account?

All Our Checking Accounts Include:

  • No opening deposit required when opening account online
  • Online banking with BillPay
  • Mobile banking with mobile deposits
  • Free email and text alerts
  • Free eStatements
  • Free debit card and digital wallet options
  • Ability to send money through Zelle
  • Overdraft protection options (except student checking)
  • Unlimited check writing
  • Wealth consultation (except student checking)
  • No ATM transaction fees when using any SouthState ATM
Banner image for All Our Checking Accounts Include:
Questions About Opening Your Account Online?

Questions About Opening Your Account Online?

View All FAQs

Generally, it should take no longer than 10 minutes to complete an application online.

You will need your Social Security Number, valid ID (Driver’s License, U.S. Passport, Military ID or State ID), valid address and a valid email address registered to your name. If your application will include a co-applicant, your co-applicant will also need to supply this information.

You can transfer funds from an account at SouthState or another financial institution, or you can fund your account through your debit or credit card. You can also choose to fund your account at a later time and make a deposit through Mobile Deposits or in a branch after opening an account.

Please note, funding may take up to three business days.

Yes. You may add a co-applicant to your application. If your application includes a co-applicant, your co-applicant will also need to supply a Social Security Number, valid ID (Driver’s License, U.S. Passport, Military ID or State ID), valid address and a valid email address registered to his or her name.

To open an account online you must be at least 18 years or older.

Round Up to Saveā„¢

Grow Your Savings Every Time You Spend

Learn More

Refer a Friend

Earn $25 Just For Referring a Friend

Learn More

Stories and Insights


  1. You must be at least 18 years or older to open an account online.

Secure Log In

Close mobile menu
Login Error

Your username is valid but has a problem. Please call customer support

Our website uses cookies to ensure your online experience is as informative and relevant as possible. Please review our Privacy Policy to learn more about the information we collect.