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SouthState Checking

Free of monthly maintenance charges with eStatements3

Choice Checking

Earn interest and convenient access when you need it

Gold Checking

High value with expanded benefits and premium interest

Community Hero Checking

A checking account for those making a difference in our communities.2

Direct Checking

A basic account with no overdraft fees.2

No Monthly Maintenance Charge if:
Enrolled in eStatements3 15 or more posted & cleared debit card purchases/payments or
or
$250 or more in combined direct deposits3
or
$1,500 or more average daily balance
$5,000 minimum daily balance; or
$25,000 minimum daily balance in combined deposit accounts and outstanding loan balances2
N/A
Minimum Opening Deposit
$25
or
No opening deposit required when opening online.
$25
or
No opening deposit required when opening online.
$25
or
No opening deposit required when opening online.
 
$25
or
No opening deposit required when opening online.
$25
or
No opening deposit required when opening online.
Additional Features
  • Secure Mobile Payments with Apple Pay®, Google PayTM, Samsung PayTM3
  • Unlimited Check Writing
  • Phone Banking
  • Debit Card
  • Wealth Consultation2
  • Additional features for students and seniors are also available on this account for eligible customers.
  • Secure Mobile Payments with Apple Pay®, Google PayTM, Samsung PayTM3
  • Unlimited Check Writing
  • Phone Banking
  • Debit Card
  • Wealth Consultation2
  • Additional features for students and seniors are also available on this account for eligible customers.
  • Secure Mobile Payments with Apple Pay®, Google PayTM, Samsung PayTM3
  • Free SouthState Bank Custom Style checks2
  • 3 X 5 Safe Deposit Box rental or $30 annual discount on any other size Safe Deposit Box3
  • Up to 5 Foreign ATM Fees reimbursed per statement cycle3
  • Free Cashiers Checks
  • Unlimited Check Writing
  • Phone Banking
  • Debit Card
  • Wealth Consultation2
  • One order of SouthState Bank Custom style checks per year2
  • Secure Mobile Payments with Apple Pay®, Google PayTM, Samsung PayTM3
  • Up to 3 Foreign ATM Fees reimbursed per statement cycle7
  • Unlimited Check Writing
  • Phone Banking
  • Debit Card
  • Wealth Consultation2
  • $250 off mortgage closing costs3
  • Not eligible for Courtesy Overdraft Privilege2
  • Secure Mobile Payments with Apple Pay®, Google PayTM, Samsung PayTM2
  • Unlimited Check Writing
  • Phone Banking
  • Debit Card
  • Wealth Consultation3

Round Up to Save®

Grow Your Savings Every Time You Spend

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Refer a Friend

Earn $25 Just For Referring a Friend

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  1. You can avoid the $5 Monthly Maintenance Charge if on the final day of your statement cycle you have signed up to receive electronic statements (“eStatements”). You must be enrolled in Online Banking to receive eStatements. If you do not sign up to receive eStatements, your Online Banking access is terminated, or you withdraw your consent to receive eStatements, your Account will be subject to the Maintenance Charge, which will be debited from your Account without further notice to you and will appear on your Account statement.
  2. Courtesy Overdraft Privilege is not available for Direct Checking which means we will decline or return transactions when you do not have enough money in your account to cover the presented item(s). If in the event your account does becomes overdrawn, you will not be assessed an Overdraft Paid Item Fee.
  3. Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
  4. SouthState Wealth represents the collective departments and subsidiaries of SouthState Bank, N.A. that provide wealth management services. Products and services are not bank deposits, nor are they insured by the FDIC or any Federal Government Agency, and are not backed or guaranteed by SouthState Bank, N.A. or its affiliates. Securities involve investment risks, including possible loss of principal
  5. Direct deposits may include incoming transfers from a non SouthState Bank account (ACH) or payroll. Excludes wire transfers.
  6. You can avoid the $15 monthly maintenance charge when you meet one of the following qualifiers: Maintain a minimum daily balance of $5,000 in your Account per monthly statement cycle OR maintain a combined minimum daily balance of $25,000 or more in other SouthState deposit accounts (Checking, Savings, CD, IRA) and outstanding loan balances with SouthState for this Account’s monthly statement cycle. Qualifying accounts must be part of the same relationship portfolio as this Account.
  7. You may receive single orders of SouthState Bank Custom style checks at no charge. To receive your no cost checks, please select SouthState Bank Custom when placing your order online or request SouthState Bank Custom if ordering with a banker. You are responsible for the costs of any additional check orders or other check styles. Shipping costs may apply and check costs vary by style.
  8. Upon request and subject to availability, you may receive a 3 x 5 Safe Deposit Box at no charge or a $30 annual rental discount on any other size Safe Deposit Box (subject to lease terms and conditions).
  9. We will credit your Account the Foreign ATM Fees incurred as set forth in our Personal Account Fee Schedule, for up to 5 ATM transactions conducted at any non-SouthState Bank ATM, per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider ("Foreign ATM Surcharge Fee").
  10. You may receive one order of SouthState Bank Custom checks at no charge per calendar year. To receive your no cost checks, please select SouthState Bank Custom when placing your order online or request SouthState Bank Custom if ordering with a banker. You are responsible for the costs of any additional check orders or other check styles. Shipping costs may apply and check costs vary by style.
  11. We will credit your Account the Foreign ATM Fees incurred as set forth in our Personal Account Fee Schedule, for up to 3 ATM transactions conducted at any non-SouthState Bank ATM, per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider ("Foreign ATM Surcharge Fee").
  12. Proof of employment or service may be required. Proof of employment or service may be shown by receipt of payment to your account (may include retirement benefits) from a branch of the Military, Healthcare Provider, Law Enforcement Agency, Rescue Service, School or a Non-profit (501(c)(3)) Organization to be eligible for this account type.

  13. Subject to credit approval, you may receive a $250 reduction on traditional mortgage closing costs for any first mortgage on which the account holder is a borrower.

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