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- You can avoid the $5 Monthly Maintenance Charge if on the final day of your statement cycle you have signed up to receive electronic statements (“eStatements”). You must be enrolled in Online Banking to receive eStatements. If you do not sign up to receive eStatements, your Online Banking access is terminated, or you withdraw your consent to receive eStatements, your Account will be subject to the Maintenance Charge, which will be debited from your Account without further notice to you and will appear on your Account statement.
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Courtesy Overdraft Privilege is not available for Direct Checking which means we will decline or return transactions when you do not have enough money to cover item(s) presented or re-presented against your account. In the event your account becomes overdrawn, you will not be charged an Overdraft Paid Item Fee.
- Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
- SouthState Wealth represents the collective departments and subsidiaries of SouthState Bank, N.A. that provide wealth management services. Products and services are not bank deposits, nor are they insured by the FDIC or any Federal Government Agency, and are not backed or guaranteed by SouthState Bank, N.A. or its affiliates. Securities involve investment risks, including possible loss of principal
- Direct deposits may include incoming transfers from a non SouthState Bank account (ACH) or payroll. Excludes wire transfers.
- You can avoid the $15 monthly maintenance charge when you meet one of the following qualifiers: Maintain a minimum daily balance of $5,000 in your Account per monthly statement cycle OR maintain a combined minimum daily balance of $25,000 or more in other SouthState deposit accounts (Checking, Savings, CD, IRA) and outstanding loan balances with SouthState for this Account’s monthly statement cycle. Qualifying accounts must be part of the same relationship portfolio as this Account.
- You may receive single orders of SouthState Bank Custom style checks at no charge. To receive your no cost checks, please select SouthState Bank Custom when placing your order online or request SouthState Bank Custom if ordering with a banker. You are responsible for the costs of any additional check orders or other check styles. Shipping costs may apply and check costs vary by style.
- Upon request and subject to availability, you may receive a 3 x 5 Safe Deposit Box at no charge or a $30 annual rental discount on any other size Safe Deposit Box (subject to lease terms and conditions).
- We will credit your Account the Foreign ATM Fees incurred as set forth in our Personal Account Fee Schedule, for up to 5 ATM transactions conducted at any non-SouthState Bank ATM, per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider ("Foreign ATM Surcharge Fee").
- You may receive one order of SouthState Bank Custom checks at no charge per calendar year. To receive your no cost checks, please select SouthState Bank Custom when placing your order online or request SouthState Bank Custom if ordering with a banker. You are responsible for the costs of any additional check orders or other check styles. Shipping costs may apply and check costs vary by style.
- We will credit your Account the Foreign ATM Fees incurred as set forth in our Personal Account Fee Schedule, for up to 3 ATM transactions conducted at any non-SouthState Bank ATM, per monthly statement cycle. You will still be responsible for any fees charged by the ATM provider ("Foreign ATM Surcharge Fee").
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Proof of employment or service may be required. Proof of employment or service may be shown by receipt of payment to your account (may include retirement benefits) from a branch of the Military, Healthcare Provider, Law Enforcement Agency, Rescue Service, School or a Non-profit (501(c)(3)) Organization to be eligible for this account type.
- Subject to credit approval, you may receive a $250 reduction on traditional mortgage closing costs for any first mortgage on which the account holder is a borrower.
