SBA 7(a) loans from $100,000 up to $5 Million
An SBA loan offers the flexibility you may not be able to find with other traditional small business loans. Borrowers typically receive longer terms and lower payments.
Use of Funds:
Use of Funds:
- Business acquisitions
- Startups
- Ground up construction
- Purchase of Commercial Real Estate
- Debt Refinance
- Purchase Equipment and Inventory
- Working Capital
- Leasehold Improvements
SBA 504 Loans
Are you ready to expand your business? Or maybe you need to purchase new equipment? With advantages like a low down payment, a 504 SBA loan from SouthState can help keep your business moving forward.
Use of Funds:
Use of Funds:
- Purchase or Improve Commercial Real Estate
- Ground Up Construction
- Purchase Equipment
USDA Loans from $500,000 to $50,000,000
Help rural America thrive with a USDA loan from SouthState. Backed by the United States Department of Agriculture, our lenders work with you to keep your business moving forward.
Use of funds:
Use of funds:
- Business acquisitions
- Ground up construction
- Purchase of Commercial Real Estate
- Debt Refinance
- Purchase Equipment and Inventory
- Working Capital
SBA 7(a) loans from $100,000 up to $5 Million
An SBA loan offers the flexibility you may not be able to find with other traditional small business loans. Borrowers typically receive longer terms and lower payments.
Use of Funds:
Use of Funds:
- Business acquisitions
- Startups
- Ground up construction
- Purchase of Commercial Real Estate
- Debt Refinance
- Purchase Equipment and Inventory
- Working Capital
- Leasehold Improvements
SBA 504 Loans
Are you ready to expand your business? Or maybe you need to purchase new equipment? With advantages like a low down payment, a 504 SBA loan from SouthState can help keep your business moving forward.
Use of Funds:
Use of Funds:
- Purchase or Improve Commercial Real Estate
- Ground Up Construction
- Purchase Equipment
USDA Loans from $500,000 to $50,000,000
Help rural America thrive with a USDA loan from SouthState. Backed by the United States Department of Agriculture, our lenders work with you to keep your business moving forward.
Use of funds:
Use of funds:
- Business acquisitions
- Ground up construction
- Purchase of Commercial Real Estate
- Debt Refinance
- Purchase Equipment and Inventory
- Working Capital
Consider the benefits of a flexible SBA Loan
Consider the benefits of a flexible SBA Loan
Interest Rates and SBA Fee
- Variable rates tied to Prime
- SBA guarantee fee (can be financed in most circumstances)
Timing
- Loan prequalification as quick as five minutes2
- Loan commitments typically in 10 business days after receipt of completed application on most transactions
Other
- Minimum loan amount $100,000
Which SBA Loan Works For You?
Compare SBA Loan Options
Frequently Asked Questions
Stories and Insights
Important Legal Disclosures and Information
- All loans are subject to credit approval.
- Applicable to SBA Small Dollar Loans
- 5 minute prequalification only applies to the SBA 7(a) small loan online application process
