seniors enjoying retirement

Senior Banking

Checking Built the Way You Need It

Along with the already great benefits of our checking accounts, you'll find features specifically for our customers 55 or older.

Checking for Everybody

If you're 55 or older and open a SouthState Checking or Choice Checking account, you'll automatically receive benefits made just for you.
  • Free SouthState Bank Custom style checks or $10 discount on another style2
  • 20% Annual Discount on Safe Deposit Box2
  • Free Cashiers Checks
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Choose the Checking For You

Our SouthState and Choice Checking accounts include access to Mobile and Online Banking, eStatements, and free email and text alerts.

Most Popular

SouthState Checking


Free of monthly maintenance fees with eStatements.2

Earns Interest

Choice Checking


Earn interest and have convenient access when you need it.
Need Help Deciding Between a SouthState and Choice Checking Account?
Icon for Need Help Deciding Between a SouthState and Choice Checking Account?

Need Help Deciding Between a SouthState and Choice Checking Account?

Questions About Opening Your Account Online?

Questions About Opening Your Account Online?

View All FAQs

Generally, it should take no longer than 10 minutes to complete an application online.

You will need your Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to your name. If your application will include a co-applicant, your co-applicant will also need to supply this information.

You can fund your account through debit/credit card, an internal transfer using your existing SouthState account, or at a later time with Mobile Deposit, ATM deposits, or by visiting a branch.

Yes. You may add a co-applicant to your application. If your application includes a co-applicant, your co-applicant will also need to supply a Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to his or her name.

Round Up to Save and keep the change as you shop

Round Up to Save®

Grow Your Savings Every Time You Spend

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Retirement Planning

Start Planning for a Sound Financial Future

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(800) 277-2175
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  1. Each calendar year, you may receive either one order of SouthState Bank Custom checks at no charge or a $10 discount on any other check style. To receive your no cost checks, please select SouthState Bank Custom when placing your order online or request SouthState Bank Custom if ordering with a banker. Shipping costs may apply and check costs vary by style
  2. Upon request and subject to availability, you may receive a 20% annual rental discount on any size Safe Deposit Box (subject to lease terms and conditions).
  3. You can avoid the $5 Monthly Maintenance Charge if on the final day of your statement cycle you have signed up to receive electronic statements (“eStatements”). You must be enrolled in Online Banking to receive eStatements. If you do not sign up to receive eStatements, your Online Banking access is terminated, or you withdraw your consent to receive eStatements, your Account will be subject to the Maintenance Charge, which will be debited from your Account without further notice to you and will appear on your Account statement.

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