Boat Loans
The Loan Process
The Loan Process
1. CHOOSE YOUR NEW BOAT
You’ve done the easy part of finding your next watercraft. We can help with the rest.
2. APPLY FOR A LOAN
Apply online in a few steps or visit a SouthState branch to begin an application in person.
3. SECURE A COMPETITIVE RATE
Your banker will work to find the best loan option for your budget. After the loan receives approval, you’ll sign paperwork and be ready to set sail.
Calculate a Boat Loan Payment
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Stories and Insights
Important Legal Disclosures and Information
- Annual Percentage Rate (APR) is accurate as of 06/27/2022 and includes a one-time $150 loan origination fee and 0.50% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $5,000; maximum loan amount $300,000. 6.30% APR is based on an example loan amount of $70,000 for a term of 144 months with monthly payments of $693.87. 144 month term available for a loan amount of $50,000 - $74,999. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and collateral. Other rates and terms available. Rates, terms and conditions offered are subject to change without notice. All loans are subject to credit approval.
- Annual Percentage Rate (APR) is accurate as of 06/27/2022 and includes a one-time $150 loan origination fee and 0.50% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $5,000; maximum loan amount $200,000. 6.55% APR is based on an example loan amount of $75,000 for a term of 120 months with monthly payments of $851.83. 120 month term available for a loan amount of $75,000 - $99,999. Additional fees may apply. Eligible model years 2013-2022. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and collateral. Other rates and terms available. Rates, terms and conditions offered are subject to change without notice. All loans are subject to credit approval.
