New Boat Loans
The Loan Process
The Loan Process
1. CHOOSE YOUR NEW BOAT
You’ve done the easy part of finding your next watercraft. We can help with the rest.
2. APPLY FOR A LOAN
Apply online in a few steps or visit a SouthState branch to begin an application in person. Funds are often available the same day.
3. SECURE A COMPETITIVE RATE
Your banker will work to find the best loan option for your budget. After the loan receives approval, you’ll sign paperwork and be ready to set sail.
Get Started
Get Started
Stories and Insights
Important Legal Disclosures and Information
- The lowest rate available (for a new boat) is 4.75% Annual Percentage Rate (APR) for a 144 month term for a loan amount of $50,000-74,999. Rate includes a discount for having an automatic payment draft from a SouthState checking account. Minimum loan amount $5,000. Maximum loan amount $250,000. Example: A 144 month loan for $50,000 at 4.75% fixed APR will have 144 monthly payments of $456.30. Rates, terms and conditions offered are subject to change without notice. Other restrictions may apply. Other rates and terms available and may vary depending on loan amount and creditworthiness. All loans are subject to credit approval.
