
Get Cash Out
If you've built up some equity in your home, it may make sense to do a cash out refinance and use that money for things like renovating your home or paying down some high-interest debt. A mortgage refinance is typically offered at a lower interest rate than other personal loans.

Lower Your Payment
It's a good idea to maintain awareness of mortgage interest rates, even if you're happy in your current home. As a current homeowner, you may be able to refinance your loan for a lower monthly payment and use the money you save for other purposes, like retirement or college savings.

Shorten Your Term
Another popular reason homeowners refinance is to pay off their mortgage sooner, reducing the amount of interest you'll pay over the life of your loan. Depending on how much lower the interest rate is, the savings can really add up.
Get Cash Out
If you've built up some equity in your home, it may make sense to do a cash out refinance and use that money for things like renovating your home or paying down some high-interest debt. A mortgage refinance is typically offered at a lower interest rate than other personal loans.
Lower Your Payment
It's a good idea to maintain awareness of mortgage interest rates, even if you're happy in your current home. As a current homeowner, you may be able to refinance your loan for a lower monthly payment and use the money you save for other purposes, like retirement or college savings.
Shorten Your Term
Another popular reason homeowners refinance is to pay off their mortgage sooner, reducing the amount of interest you'll pay over the life of your loan. Depending on how much lower the interest rate is, the savings can really add up.
Is It the Right Time to Refinance?

Is It the Right Time to Refinance?
Experienced Mortgage Professionals
Experienced Mortgage Professionals
Every situation is unique, and our experienced mortgage professionals have years of experience helping homeowners like you feel comfortable with the mortgage loan process. Have a question or want to talk through your situation? We're here to help.

Find a Loan Officer Near You
Get StartedImportant Legal Disclosures and Information
- All loans subject to credit approval.