Debt Consolidation
Important Legal Disclosures and Information
- All loans are subject to credit approval.
- Please consult your tax advisor about the deductibility of interest.
- 2.74% APR (Annual Percentage Rate) will be fixed for the first 12 months (introductory period). After the introductory period, the interest rate will be variable and based on the Wall Street Journal U.S. Prime Rate (WSJ Prime) which is 3.25% as of March 16, 2020. The minimum APR is 3.25% and maximum APR is 16.00%. Maximum term 120 Months (35 Month maturity option available in the state of Georgia). Minimum loan amount $10,000. Minimum advance of $10,000 required at closing. Offer is for primary residences only. Exclusions and limitations apply. Payment options include interest only, 1.00% of the outstanding balance or $100, whichever is greater, with outstanding interest, principal and any applicable fees due as a final balloon payment at maturity. Hazard insurance is required; flood insurance may apply. Estimated closing costs range from $655 to $1,680, which includes, but not limited to, appraisal, flood determination and attorney fees. Offer subject to change or cancellation without notice.
- 3.25% APR (Annual Percentage Rate) is variable and subject to change based on the Wall Street Journal U.S. Prime Rate (WSJ Prime) which is 3.25% as of March 16, 2020. The minimum APR is 3.25% and maximum APR is 16.00%. Maximum term 120 Months (35 Month maturity option available in the state of Georgia). Minimum loan amount $10,000. Minimum advance of $10,000 required at closing. Offer is for primary residences only. Exclusions and limitations apply. Payment options include interest only, 1.00% of the outstanding balance or $100, whichever is greater, with outstanding interest, principal and any applicable fees due as a final balloon payment at maturity. Hazard insurance is required; flood insurance may apply. Estimated closing costs range from $655 to $1,680, which includes, but not limited to, appraisal, flood determination and attorney fees. We may pay certain third party closing costs up to $750 on your behalf. However, if your HELOC is closed within thirty (30) months of the opening date, you must reimburse us for the closing costs paid by us on your behalf. Reimbursement of closing costs does not apply if the HELOC is originated by a North Carolina resident. Offer subject to change or cancellation without notice.
- 5.25% APR (Annual Percentage Rate) is a fixed rate for a five year period. The APR is accurate as of 03/16/2020 and is subject to change at any time. Maximum term 60 Months (35 month maturity option available in the state of Georgia). Minimum loan amount $10,000. Minimum advance of $10,000 required at closing. Offer is for primary residences only. Exclusions and limitations may apply. Payment options include interest only, 1.00% of the outstanding balance or $100, whichever is greater with outstanding interest, principal and any applicable fees due as a final balloon payment at maturity. Hazard insurance is required; flood insurance may apply. Estimated closing costs range from $655 to $1,680, which includes, but not limited to, appraisal, flood determination and attorney fees. We may pay certain third party closing costs up to $750 on your behalf. However, if your HELOC is closed within thirty (30) months of the opening date, you must reimburse us for the closing costs paid by us on your behalf. Reimbursement of closing costs does not apply if the HELOC is originated by a North Carolina resident. Offer subject to change or cancellation without notice.