Rosa Chavarria

Mortgage Banker

NMLS #: 414535

110 East Boulevard #1500, Charlotte, NC 28203

Rosa Chavarria | SouthState Mortgage

About Rosa Chavarria

Rosa A. Chavarria has over 30 years of experience in mortgage banking. She has a bachelor's degree in educational studies from Belmont Abbey College. Rosa is very knowledgeable with down payment assistance programs in conventional and government mortgage loan products. She works with a full range of borrowers and especially enjoys working with first time homebuyers. Rosa ensures each homebuyer is comfortable with their new home purchase and they fully understand the mortgage transaction. Purchasing a home or refinancing your existing home can be very exciting but a bit stressful. Rosa's experience with the mortgage process allows her to guide you to the result you are looking for in a smooth and professional manner. As a Mortgage Banker, Rosa is always there to answer your questions and help to make your dream of homeownership come true.

Reach out to Rosa today to get started!
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

Learn More
family finding homes with affordable mortgage options

Buyer's Advantage

Helping You Achieve Homeownership

Learn More
Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

Learn More

First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
Icon image for Learn What You Can Afford

Learn What You Can Afford

Try Our Mortgage Calculator

Recent Reviews

5 stars
Google   •   SouthState Bank
06/09/2026
La sra. Rosa es una persona dedicada a sus clientes y a su trabajo 100%
5 stars
Google   •   SouthState Bank
05/29/2026
Mrs. Rosa is very hard working and is a smart banker, she knows what she is doing. My family and i are very satisfied and thankful for everything she has done for us, It's our first time buying a house and we're very happy and amazed with our brand new house!
5 stars
Google   •   SouthState Bank
04/28/2026
Excelente, Rosa Chavarria es excelente asesora y excepcional guía en todo el proceso

How can we help?

I'm Ready To:

Our website uses cookies to store information on your device and collect data to enhance site navigation, analyze site usage, and assist in our marketing efforts. By continuing to use this website, you consent to the placement of these cookies and our Terms of Use. To learn more about how we use cookies and visitor data, please review our Privacy Policy.