Rosa Chavarria

Mortgage Banker

NMLS #: 414535

110 East Boulevard #1500, Charlotte, NC 28203

Rosa Chavarria | SouthState Mortgage

About Rosa Chavarria

Rosa A. Chavarria has over 30 years of experience in mortgage banking. She has a bachelor's degree in educational studies from Belmont Abbey College. Rosa is very knowledgeable with down payment assistance programs in conventional and government mortgage loan products. She works with a full range of borrowers and especially enjoys working with first time homebuyers. Rosa ensures each homebuyer is comfortable with their new home purchase and they fully understand the mortgage transaction. Purchasing a home or refinancing your existing home can be very exciting but a bit stressful. Rosa's experience with the mortgage process allows her to guide you to the result you are looking for in a smooth and professional manner. As a Mortgage Banker, Rosa is always there to answer your questions and help to make your dream of homeownership come true.

Reach out to Rosa today to get started!
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

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Woman ready to discuss building her dream home

Construction & Renovation Loans

Building or Renovating: Make Your House a Home

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
08/28/2026
If I could give her six stars I would. Rosa and the team at South State really hit this one out of the park as a first time homebuyer. I constantly bombarded her with questions and she always had an answer and really made us feel like we were in good hands throughout the whole . She provides a level of customer service and attention to detail that is truly hard to find.
5 stars
Google   •   SouthState Bank
08/25/2026
La mejor , gracias por todo el excelente servicio ,muy buen trabajo
5 stars
Google   •   SouthState Bank
08/23/2026
La señora Rosa fue de gran ayuda en todo el proceso, fue muy amable y atenta en cada detalle. la recomiendo al 100%

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