FHA Loans
Ralph Tubbs
Mortgage Banker | Senior Vice President
NMLS #: 414439
9 Oak Forest Road, Bluffton, SC 29910
About Ralph Tubbs
Ralph Tubbs has been a Lowcountry resident since 1985 and has helped thousands of very satisfied homeowners with mortgage loans for over 3 decades. Ralph pays particular attention to detail and puts an emphasis on communication with everyone involved in the loan process. This helps to make sure everything runs smoothly from time of application all the way to loan closing. To take advantage of Ralph's professional experience and lending knowledge, contact him directly today.
Find the Mortgage Just Right For You
Already started? Log in to check your loan status
First-Time Buyer Resources
- Resources for first-time homebuyers
- Tips for improving your credit score
- Get information on pre-qualifying
- Learn about the loan process
- Find a checklist of information you'll need to gather
- Learn about Down Payment Assistance programs
Learn What You Can Afford
Try Our Mortgage CalculatorRecent Reviews
Ralph Tubbs at South State Bank has assisted us on two home purchases; one in 2020 and most recently June of 2026. Each time proved to be an excellent experience. The process flowed smoothly, and we could not imagine a better experience. I highly recommend Ralph for your finance needs.
Ralph Tubbs at South State Bank. Was someone we cold-called because of his years with the bank? We had never met prior to our first meeting. From day 1, Ralph exceeded expectations. great communication, always found an answer to any question that arose, and he made the mortgage loan simple and competitive. Ralph was always available. No one returns calls better than Ralph. We have purchased ten homes in the past 35 years, and the experience Ralph provided ranks number one with both my wife and me. We are now bank customers thanks to Ralph Tubbs.
I had a great experience working with Ralph Tubbs from SouthState Bank. He provided detailed guidance throughout the entire closing process, which made everything much clearer and significantly less stressful. I truly appreciate the accurate estimates of closing expenses and the helpful recommendations he offered along the way. Ralph’s dedication and attention to detail ensured a smooth experience from start to finish. It was a pleasure working with him, and I would highly recommend his services to anyone looking for a mortgage.
